Well, I’d be rich. I’d be so filthy stinking rich that I could dictate these little bits of angst for the world to someone that would type them in for me …
… Anyway …
So I e-filed my taxes again this year. I requested direct deposit, just like I do every year, but this year I have a new checking account with Bank of America (hereafter referred to as “BofA”).
When filling out the direct deposit information, I went and logged into the BofA website to get my account number and routing number. I entered the account number found on the “account summary” page and the routing number that came up when I went to the help section. Since I live in Dallas, the routing number for Texas came up. That seemed reasonable to me, so I put it in the thing. It’s been about 2 weeks though since I did that, and still no money, so I call BofA for an explanation.
“Oh no sir, that’s not the correct routing number…”
“Then why did your website give it to me?”
“Well, it’s the correct number for Texas, but you need the one for Missouri … When doing EFTs the routing number has to be the one from where the account was opened, not where it’s currently held…”
Yeah, that’s really intuitive….
“Ok, so what’s going to happen to my EFT?”
“Well, that routing number and account number don’t exist so the EFT will be rejected.”
Oh good … Now I get to call the IRS … This should be about as much fun as a barrel of monkeys … Evil monkeys that is.

So, I call the IRS and after 30 minutes of deftly navigating telephone menus, I finally lie and say that I want to make a payment over the phone just so I can get to a human. Being the IRS, the woman that took my call was less than pleased that I had used my catlike speed and reflexes to slink into her phone queue.
Anyway …
The good news is that my EFT will bounce back to them and they’ll issue a paper check that they will then mail to me. All this should take place in about 2 weeks, and I’m not hurting for the money, but what a pain.
I normally love the BofA website as I can do more with it than I can a teller, but on this one, the site gets the ol’ one finger salute:

And who better to give it?
… End of Line …